Terms of Service

1. Acceptance of Terms

By accessing and using FinSim ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

FinSim provides financial simulation tools and calculators for educational purposes. Our tools help users explore different financial scenarios, including mortgage calculations, investment comparisons, and wealth projections.

3. Not Financial Advice

You should consult with qualified professionals before making any financial decisions. Past performance does not guarantee future results, and all investments carry risk.

4. User Responsibilities

When using FinSim, you agree to:

• Provide accurate information when using our calculators
• Use the Service for lawful purposes only
• Not attempt to disrupt or compromise the Service
• Not use automated systems to access the Service without permission

5. Intellectual Property

All content, design, code, and functionality of FinSim are owned by us and protected by intellectual property laws. You may not copy, modify, or distribute our content without permission.

6. Limitation of Liability

FinSim and its operators shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Service. We provide simulations based on the inputs you provide, and we cannot guarantee the accuracy of projections.

7. Third-Party Links

Our Service may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of third-party sites. Clicking on affiliate links may result in compensation to FinSim.

8. Modifications

We reserve the right to modify these Terms at any time. Continued use of the Service after changes constitutes acceptance of the new Terms.

9. Governing Law

These Terms shall be governed by the laws of the jurisdiction in which FinSim operates, without regard to conflict of law provisions.

10. Contact

If you have questions about these Terms, please contact us through our website.